The Skylight One Card is a debit card that is available without a credit check. Their website is located at www.skylightonecard.com. If you find yourself with no traditional banking accounts, or convenient ways to access your money, then an account may be a convenient way to manage your cash and paycheck. If you have a permanent U.S. address, can complete the identity verification and able to setup direct deposit, you can get an account for the Skylight One Card. Account holders can have their paycheck deposited directly into their debit card account. This makes it convenient to purchase goods and services at stores.
The debit card account system is operated by Skylight Financial, which is a Netspend company. Their corporate headquarters is located in Atlanta, GA. Members and account holders receive a Visa debit card as the way to access their money that is preloaded and deposited into the card’s account. It is a deposit account, which means that the cardholder has to open it by direct deposit of a paycheck. While the account itself is not a credit card, it is usable at stores that accept Visa debit cards. You can also use them at most of the ATM machines around the world. You can also use the account to pay your bills.
One of the benefits of this type of account is that you do not have to handle a paper paycheck, because it is deposited directly into the Skylight One Card account when you get paid. You are able to use the debit card to make your purchases each week. You can also use it to get cash from an ATM machine.
How to Activate your card:
When you receive your card there will be instructions on how to activate and use your account. In general, you will need to call the phone number that will be printed on a sticker that will be attached to your new card. It is necessary to call the phone number and activate your account before you can use it to pay bills, make purchases or get cash from an ATM. While you are going through the activation process you will need to choose and select your PIN number, or personal identification number.
As a member, you will also be able to login to your account online and check your balance, view transactions, pay bills and manage your money to stay on budget. You can also call and talk to customer service if you have questions. The phone number for customer service is printed on the back of your debit card. Once you have registered for online account access, you can login with your username and password. You will find the log in section in the top right corner of the web page.